Personal Accident & Sickness Insurance - The Cover
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We have negotiated a specific
policy for for the FWC members with premiums that are so competitive you
will not get a cheaper quote anywhere. If you run your own business this
policy can provide peace of mind that if you are unable to go to work,
you will receive some income.
The policy offers the following benefits:
| Death and Capital Benefits | £20,000 | |
| Temporary Total Disablement | £175 per week | |
| or 80% of Gross Weekly Wage whichever is less. | ||
| Benefit Period | 52 weeks | |
| Deferred Period | 2 weeks | |
| Operative Time | 24 hours | |
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What does all of this mean in plain English?
Well, if you have a serious accident that results in a loss of limb or eye or a fatal accident then you will receive a benefit of £20,000 whether the accident happens at work, at home, on holiday or at anytime of the day (subject to certain exclusions, see link to policy wording below).
If you have an accident or illness that prevents you from working for a period of up to 1 year, you will be able to claim upto £175 per week under this policy (or 80% of your Gross Weekly Wage whichever is less).
You will not receive a weekly benefit for the first 2 weeks of your
absenteeism.
| Premiums | ||
| Personal Accident only | £31.50 per person per year (including IPT) | |
| Personal Accident & Sickness | £157.50 per person per year (including IPT) | |
Cover can be arranged over the phone but is subject to a completed proposal form (see below)
The premium can be paid in full by cheque or we can
arrange a finance agreement for you subject to an 8% interest charge.
To commence cover please call us on 084 815 6211 and
ask for Mark Farrimond or Shelley Davies.
If you would like to take out a policy, please download the proposal form here and send it with a cheque for the correct amount to ourselves at Allied Insurance Services Ltd, 19 Upper Dicconson Street, Wigan. WN1 2AG. Cover cannot commence until we received the cheque unless you contact us first by phone.
